Available Coverage » Income Protection

Income Protection

Paid time off when you're sick or injured is a great benefit. But did you know that 40 million American workers do not have a SINGLE paid sick day? That's why Virginia Benefits provides access to these two important levels of a coverage. Both plans make payment directly to the insured and is in addition to another other insurance; and employees can use the money in any way they choose.


Point - Click- Buy

These programs are sold directly to employees using easy-to-use online shopping tools. This makes it super convenient for employers, plus should an employee change jobs, they can keep their coverage!


  • Sick Pay Plus is a supplemental policy providing cash benefits when an insured is unable to work due to accident or sickness.
  • Accident Insurance provides coverage for accident, on or off the job.